1. What do you do when you receive an unsolicited offer of a pre-approved credit card in the mail??
A. Shred it
B. Throw it in the trash, unopened
c. Open the envelope, and then throw the contents in the trash
d. Us the envelope to send back other junk mail
2. What do you do if an expected credit card bill doesn't arrive?
A. Suspect it was intercepted and contact the credit card company
B. Figure you got off easy that month
c. Calculate how much you think you owe and send a check
d. Wait a couple of weeks and see if it shows up
A. Every time I apply for a loan
B. Whenever, I feel like it
c. I check my credit report regularly
d. What's a credit report?
4. When you send mail, do you:
A. Put it in the mailbox and raise the red flag the night before
B. Put it in the mailbox and raise the red flag in the morning before leaving for work
c. Ask your neighbor to drop it off, since he passes the post office on the way to work
d. Drop it off at the post office yourself
5. At this moment, where is your Social Security card?
A. In my wallet or purse
B. In my glove compartment
c. In a secure location at home
d. At my mother's house, I think
A. As soon as the statement arrives
B. Just before paying them
c. I check them online from a secure computer
d. Whenever I get around to it
A. Once a month
B. Every quarter
c. Once a year
d. I wait until the bank sends me a notice that says I'm out of money
8. Where do you keep your financial records in your home?
A. In a locked safe
B. On the nearest flat surface
c. In a file cabinet
d. In an unlocked safe, since you can't remember the combination
9. When you select a computer password, you use:
A. Random letters and numbers
B. Your mother's maiden name
c. Your pet's name
d. Your birthday
A. I tape them to the computer monitor
B. Upper right-hand drawer under a book of matches
c. I memorize it
d. In my wallet
ANSWERS TO IDENTITY IQ QUIZ BELOW
ANSWERS TO IDENTITY IQ QUIZ :
1. (A) You should shred it.
Can you believe a large number of people just throw it in the trash unopened. The correct answer is (A)
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2. (A) Contact your credit card company.
You just don't think you got off easy that month - No Chance in that. The correct answer is (A)
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3. (C) Monitor your credit report on a regular basis
Most people only check their credit reports when the apply for a loan? Right!!! The correct answer is (C)
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4. (D) Drop off your mail at the post office yourself?
Raising the red flag the night before is asking for trouble. The correct answer is (D) convenient.
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5. (C) Store your Social Security card in a secure location at home?
People store their Social Security cards in many place but in your glove compartment isn't the right place. The correct answer is (C)
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6. (A) As soon as the statement arrives.
Yes, As soon as the statement arrives. Not
tomorrow - tomorrow's not as soon as they arrive. The correct answer is (A)
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7. (A) You should balance your checkbook and study your statement every month.
Don't feel too bad, if you balance you checkbook when you run out of money. However, most people balance their checkbook monthly. The correct answer is (A)
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8. (A) You should keep your financial records in a locked safe or other secure location?
Ok! I'm guilty too,
before now, use to left them in a file cabinet too - I am just being honest. The correct answer is (A)
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9. (A) Random letters and numbers are the safest.
If you used your pet's name, you are probably like many. However, the correct answer is (A)
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10. (C) You should memorize your computer passwords?
Most people keep passwords located in their wallets or purses. The correct answer is
(C)
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5-10 incorrect: Don't do anything else - call Us right now. We need to help improve your ability to protect your ID posture.
3-4 incorrect: You have plenty of room for improvement; call us within 24-48 hours. Let us discuss how we can help you today.
1-2 incorrect: Oh you're Good, but you still need to tighten things up. We here to support you .. And we can show you how.
All 10 Correct: That's excellent. You're doing everything right. But always remember, no one can completely eliminate the risk of identity theft in today's society.
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